Please hold on and postpone the decision to end of the year. Even if rates might not fall, it will surely not go up as they are pretty high already....
Never deal with black.... especially the 60:40, 70:30 builders.. unless you have already some black money at your disposal...
No harm in doing a similar check and study of Dombivili Kalyan,
Finally if you are planning to be abroad and manage stick to reputed builders like Godrej's, Kalpataru's and Hiranandani's .. Clean dealings and a hefty premium, but piece of mind.. and your dad does not need to run around...
Delays are to be factored in for everyone..
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