Hi Sumit,
Here is my (so far) experience with HDFC.
Applied for loan under 8.75% scheme. Intermediately they launched dual 8.25/9% scheme and mine was automatically transferred to that scheme.
Loan sanctioned within a week after strict cross checking of the details.
The bank personals were very helpful for any information seeked.
I am quite happy with the progress so far.
And yes the processing amount got debited only after loan was sanctioned.
Thanks,
Amit
|