g3karthik

Hello Experts,

We are planning to buy a flat from a flat promoter. They are not a big shot builder. They are constructing Ground +2 floors. But they have approval only for Ground +1. We are thinking of buying a flat in 1st floor. Since he doesnt have approval for 2nd floor, Will there be any impact for us in future, if we buy the 1st floor flat.

Please advise.
Thanks,
Rajesh

vpsureshkumar

Did you ask the builder of the unapproved floor? Is there a penalty on the unapproved floor. By they where is the flat located.

gone_mad

If they can cheat the government, why cant they cheat you?
So, how will they sell the 2nd floor? And what happens to the buyer of the second floor if government finds out the violation?

DITCH him and if possible make a complaint somewhere. Such greedy ruthless builders should get what they actually deserve and not money!

It is a pity that you really consider going with them g3 (gaya3??!!)

abk

CMDA "if at all" can demolish only unauthorised or deviated portions of a building.generally most builders have some sort of deviations to the plan but do not put up unauthorised floors as done few years back.an unauthorised floor will definitely attract the attn of the CMDA and therefore migth give you a anxious period.but as per your ? they will not touch your portion which is approved.

ks2071746

Do not go to a project which is not complying with the approval. The undivided share (UDS) will be less due to extra floor. Selling your flat later, though may be in the approved I floor will be a problem. I know about a case in Vadapalani area, the builder got approval for G+FF total 4 flats and has gone ahead with the II floor also. He has only 2 nos. car sheds in the block, which he has sold to all the 6 flats at price from Rs. 50,000 to Rs. 1,00,000 . For a 1000 sq. ft. saleable area, he has registered for a UDS of 350 sq. ft. only which ought to have been atleast 660 sq. ft. Better go to a good builder who goes by the approved plan including the number of floors and select a flat which is in the advanced stage of construction. Do not feel shy in asking the promoter, the names and phone numbers of the other buyers in the project so that the owners can handle the promoter as a team on any issue. Going for a house loan from a PSU bank will be an added advantage as the Bank will verify the documents as also the plan approval etc.

ks2071746

Natarajg007

KS, I actually came across a person who alongwith 8 others was holding a set of flats in Saligramam. Then all the 8 decided to sell their building and struck a deal with a builder who offered them 8 flats and built additional 3 flats. Now out of the 11, 8 were approved and 3 were not. The most surprising part of it is, the builder has stuck a deal with the 8 original owners where they get only 5 approved flats and 3 unapproved. When I spoke to my contact he did not see that as in issue.
So much for approved and unapproved flats.

ks2071746

Dear Natarajg007,

I agree. Most people are not fully aware of the seriousness/later problems. They look from the outer layer only and even if they come to know later, they feel, they can manage somehow. There are intermediaries who make their living doing the coordination (?) to manage with authorities.

ks2071746

abk

it is amazing that when building their own house majority of people dont give a damn about rules.more than 80% of private buildings fall into this category.but it is good to see people questioning deviation by the builders.
this is driven by market forces,as long as people buy,builders will deviate and people will buy as long as CMDA(or politicians) is corrupt.I dont see corruption dying in a decade or two.
there are lot of riders who despite the rule dont wear helmets,nobody cares. once in a while few cases would be filed.an eyewash

vpsureshkumar

Dear abk,
I am also thinking of building my home together with my other two brothers. However I have only a half ground land. We are thinking of building a G+2 with the intention of each one of us occupying one floor. Upon checking with CMDA and Avadi municipal, they said approval can only be give for G+1 for a 20 feet road. If that is the case one of has to be left out in which I do not want to and that will create family conflict. I am in a dilemma on how go about this. If we go to ahead with building an uapproved floor, I am not sure what the consequences be. If possible I do not want to about illegally and subject to undesirable scrutiniy later on. Pls advise.

abk

there are some ideas which needs direct interaction to minimise ramifications.these cannot be posted on a forum.