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IREF® - Indian Real Estate Forum > Real Estate Open House > Home Loans in India > Best home loan provider
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Old October 27 2012, 02:56 PM   #11
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im looking for a private loan, but i know there are lot of cheats around the genuine who take upfront charges and later they vanish in the air, let me know if anyone has come across genuine loan providers

 
Old November 2 2012, 09:20 AM   #12
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How much home Loan do banks approve for Resale flats? If the property is less than 5 years old and in second scenario if property is 5-10 years old.
 
Old January 3 2013, 05:37 PM   #13
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As from my opinion HDFC is best for home loans. As one of my friend is facing problem for loan of 40 lakh. At that time finally HDFC is ready for home loan. Also my experience with HDFC is also good.
 
Old February 9 2013, 04:18 PM   #14
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Quote:
Originally Posted by vyerth View Post
I am looking for 25 Lakh rupees home loan for 20 years period.

wondering which bank would be good to deal with in terms of interest and services.

I bank with IDBI so I have asked IDBI to provide me for their offer. An agency is offering me competetive interest rate (10.50 %) from HDFC and ICICI.

Please guide.
According to my experience HDFC is better option
 
Old February 26 2013, 06:03 PM   #15
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Quote:
Originally Posted by easyhomeloan View Post
Hi,
Home Loan Interest Rates are the main factors to consider before availing the housing loan. When you secure the lowest Home Loan Interest Rates, it reduces the overall cost of housing loan and minimizes monthly payments. Home buyers should consider various factors, like interest rates, fees and terms, to procure the best home loan.

There are many banks which provides great deals for home loans such as Axis Bank, PNB, Standard Charter, IndiaBulls, Reliance.

Moreover, for comparison, the Home Loan interest rates of different banks are given below:

Axis Bank- Floating Rate: 10.75% p.a. to 12% p.a.
Fixed Rate: 11.75%

PNB- 10.25%

IDBI- Floating Rate: 10.25% to 10.50%
Fixed Rate: 11.25%

IndiaBulls- Risk Class-I: 10.25% to 11.50%
Risk Class-II: 10.50 to 12.00%
Risk Class –III: 13.00%

Reliance- 12.25% p.a. to 13.25%
For 25 lac,

Indiabulls rate : 10.15%
HDFC : 10.15%
SBI : 9.95%
 
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