143,362+ Members
   Get Started   Latest Posts Search Today's Posts Mark Forums Read
IREF® Real Estate in India - Property Discussion
IREF® - Indian Real Estate Forum > Real Estate Open House > Home Loans in India > how can we shift/change our home loan from LIC to SBI
Reply
 
LinkBack Thread Tools Search this Thread
Old October 31 2012, 07:03 PM   #1
New Member
 
Join Date: Oct 2012
Posts: 1
Likes Received: 0
Likes Given: 0
Default how can we shift/change our home loan from LIC to SBI

i have taken a home loan from LICHFL now, i want to sift this loan to sbi . is it possible . if yes, what the process ?
 
Old October 31 2012, 07:55 PM   #2
Veteran Member
 
rakesh_sahu's Avatar
 
Join Date: Sep 2011
Posts: 1,078
Likes Received: 69
Likes Given: 37
My Mood: Happy
Default

check with SBI, they will let you know the process better.
With SBI, few things will also depend on you bank manager(s)....
SBI is usually more concerned with legalities and financial capabilities as well... They might require guarantor where as other banks usually do not ask for one...

BTW, if u get to know then do let me know as well...
 
Old November 1 2012, 01:47 PM   #3
New Member
 
Join Date: Oct 2012
Posts: 12
Likes Received: 1
Likes Given: 0
Default

It wil depend what is property type? SBI surely is good option and presently they are giving best deal for balance transfer.
 
Old November 12 2012, 09:36 AM   #4
New Member
 
Join Date: May 2012
Posts: 12
Likes Received: 1
Likes Given: 0
Default RBI guideline for pre-payment charges

What is the RBI guideline in terms of pre-payment charges in case of loan transfer? Does HDFC/LICHF follow it?
 
Reply



Thread Tools Search this Thread
Search this Thread:

Advanced Search
Join IREF Now!    
Related Threads
Any review of hdfc home loan and lic home loan rate
Will job change affect Home loan disbursement?
advice needed to change co-owner of home without affecting home loan
change of hoan loan bank
Job change & home loan approval


Tags
home, lic, loan, sbi, shift or change
"..", ".."India