Originally Posted by vyerth

I am looking for 25 Lakh rupees home loan for 20 years period.

wondering which bank would be good to deal with in terms of interest and services.

I bank with IDBI so I have asked IDBI to provide me for their offer. An agency is offering me competetive interest rate (10.50 %) from HDFC and ICICI.

Please guide.

Originally Posted by easyhomeloan

Hi,
Home Loan Interest Rates are the main factors to consider before availing the housing loan. When you secure the lowest Home Loan Interest Rates, it reduces the overall cost of housing loan and minimizes monthly payments. Home buyers should consider various factors, like interest rates, fees and terms, to procure the best home loan.

There are many banks which provides great deals for home loans such as Axis Bank, PNB, Standard Charter, IndiaBulls, Reliance.

Moreover, for comparison, the Home Loan interest rates of different banks are given below:

Axis Bank- Floating Rate: 10.75% p.a. to 12% p.a.
Fixed Rate: 11.75%

PNB- 10.25%

IDBI- Floating Rate: 10.25% to 10.50%
Fixed Rate: 11.25%

IndiaBulls- Risk Class-I: 10.25% to 11.50%
Risk Class-II: 10.50 to 12.00%
Risk Class –III: 13.00%

Reliance- 12.25% p.a. to 13.25%