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| Home Loans The major home loan companies have hiked their prime lending rates (PLR) by 25-50 basis points. Will this pinch in your pocket have any effect on Indias realty boom? |
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28-02-10
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#1 |
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New Member
Join Date: Feb 2010
Posts: 2
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HomeLoan Query
I am planning to buy a resale home. My take home is around 26-27k. The property is worth 12 L. Can i get 80% of the property as loan ? how much is normal registration cost in chennai ? thanks in advance, Surya |
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05-03-10
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#2 | |
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Unregistered User
Posts: n/a
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Therer are two factors,
One is based on property value judged by the banks representative They call it as technical value of the property, Second is the 55% of your take home. If you are eligible for 15 laks loan and if the technical value of the property is only 10 laks, you can get the funding upto 8 laks. There should be 20% amount form your side and there should be a proof of agreement between you and the seller for this transaction. Contact some sales agent. He will give you better idea. regards Sundar Quote:
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