gatul007

Hello

I bought a flat in Pune 2 years ago and only the "Agreement For Sale" was executed between the builder and me. However, it was registered in sub-registrar office and full stamp duty and registration charges were paid. The "Index II" is in my possesion.

My question is - is this enough? I read that Sale Deed is necessary for final transfer of title, but we never did it.

Is the buying incomplete? Is the flat actually in my name with registered "Agreement For Sale"and "Index II" ?

Thanks.

gyan84

You need to execute sale deed/conveyance deed and proper stamp duty on the same. otherwise, its of no use..

gatul007

I researched some more and found that in case of co-op hsg soc, individual sale deeds for flat owners in not done, instead a single conveyance deed between builder and society is done.

Is this true?

gharondabhai

True, for co-op,

You just have the registered "Agreement of Sale" and share certificate from the co-op. Thats all.

When you sell, you need the above 2 (provided your loan is clear) and a NOC from your society.