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19-12-09
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#1 |
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New Member
Join Date: Jul 2009
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Top up on home loan from SBI
Hello,
I have borrowed home loan recently in dec 09 from SBI under 8% maxgain scheme. Half of the disbursement has been already disbursed by bank on dec 09 to builder. While purchasing flat i.e in oct 09(agrmt dt), I didnt buy parking due to scarce of budget and loan elidgibility. I just went ahead and signed agreement including the flat only w.o parking. Now in dec 09 gotta a salary hyk. And on that hyke , my loan eligibility has also increased. So my question is , when half disbursement is done , can I apply for borrowing more money from SBI , as my elidgibility has increased so that I can go ahead to buy parking? If y , what would be the procedure? |
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23-12-09
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#2 | |
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Quote:
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23-12-09
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#3 |
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Moderator
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Yep, contacting SBI would be the best thing. Also, you need to change your agreement with the builder by adding the parking slot on stamp paper of Rs.100/-. That's all. Just ask the builder to block a parking slot ASAP.
Btw, this house has proved lucky for you coz you got salary hike post purchase  . Don't let that go even if someone offers you premium.
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24-12-09
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#4 |
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Unregistered User
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Just refer to another thread on this forum regarding free parking space compulsury now and ask your builder for same ! Enjoy
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