Hi all, I'm planning to buy a new flat where the builder is not doing the apartment assessment? what does it mean. He is telling you wont get loan approved for this type of building in bangalore. Why is that? What are the advantages over apartment and this. what would u called this type of sale. He is claiming that you can check all the documents legally with any lawyer... why he didnt do the assessment is to reduce the sales tax + vat bourne by the buyer... thats the reason...Anyone explain me about this in detail. Thanks in advance.