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Indirapuram, Ghaziabad

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Indirapuram, Ghaziabad

Last updated: March 22 2012
94 | Posts
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  • #61

    #61

    Re : Indirapuram, Ghaziabad

    Originally posted by vishal1880 View Post
    What the fish...

    School fees is approx 5000 these days!

    Imagine some one making 80 K per month pays 8K as Income Tax 5K as school fees, 40 K as EMI, 3K as Bijli Ka Bill, 15K as Rent, 2 K as bill, 6 K as Petrol, 1 K as Maintainance..... what does he eat?
    Now imagine the same guy with two kids having 30,000 school fee quarterly, 1.2L Per annum!!!!!

    Fishing is injurious to your financial health
    Venky (Please read watch a or before posting)

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    • #62

      #62

      Re : Indirapuram, Ghaziabad

      Originally posted by Venkytalks View Post
      Now imagine the same guy with two kids having 30,000 school fee quarterly, 1.2L Per annum!!!!!

      Fishing is injurious to your financial health
      Nothing much... for the poor guy I will change the 6000 petrol bill to 1000 Metro/DTC Bill.....

      Imagine the difficulty he will have have in finding a house near a Gurudwara (not to be taken personally but I was actually thinking about my future)

      I know Fishing can get you fished financially!

      Comment

      • #63

        #63

        Re : Indirapuram, Ghaziabad

        Originally posted by vishal1880 View Post
        What the fish...

        School fees is approx 5000 these days!

        Imagine some one making 80 K per month pays 8K as Income Tax 5K as school fees, 40 K as EMI, 3K as Bijli Ka Bill, 15K as Rent, 2 K as cell/ph0ne/net bill, 6 K as Petrol, 1 K as Maintainance..... what does he eat?

        :p Some ideas :
        1. I will change the job asap and try to grab from 80 K to 1 L
        2. Nothing can be done in case of Tax
        3. Will Keep my flat as it is, it is my investment and most probably will give me sweet returns
        4. Rent - Nothing can be done
        5. WIll reduce usage of AC whichin turn wll reduce my elec bill :p
        6. less talks on Cell and :p
        7. Will reduce Petrol bill : As applicable will reduce Car usage and use more Metro or Bike
        8. Very Imp - Will Eat Lesser to avoid Fat :p

        Comment

        • #64

          #64

          Re : Indirapuram, Ghaziabad

          Originally posted by vishal1880 View Post
          What the fish...

          School fees is approximate 5000 these days!

          Imagine some one making 80 K per month pays 8K as Income Tax 5K as school fees, 40 K as EMI, 3K as Bijli Ka Bill, 15K as Rent, 2 K as cell/ph0ne/net bill, 6 K as Petrol, 1 K as Maintainance..... what does he eat?
          You understood. It's the financial of a particular person(first time buyer) which drives him most for a location.
          On 80 K take home, IT will be 13900 k a month approximate.
          If your salary structure reducing it to 8 k then it's good. You can also further reduce it by 4 k a month more by taking loan for ready to move in house.
          (no IT benefit till you get possession - of course benefit for under construction period can be claimed after possession but in I think 5 FY)

          55 k a month on housing out of 80k till you get your own is overkill according to me.

          There are many solutions in same salary but there is no ready made solution. Everyone would like to calculate as per his priority.

          r
          PS - You forgot you to include car EMI.
          Last edited by roby007; April 24 2010, 01:13 PM.

          Comment

          • #65

            #65

            Re : Indirapuram, Ghaziabad

            Originally posted by vishal1880 View Post
            I know Fishing can get you fished financially!
            Fishing is finishing !!!

            If you are not married, better to finish buying your house and pay off loan before getting married !!!

            Otherwise you will be finished!

            In the meantime, use your flat as a bachelor pad and go on fishing expeditions
            Venky (Please read watch a or before posting)

            Comment

            • #66

              #66

              Re : Indirapuram, Ghaziabad

              Originally posted by Venkytalks View Post
              Fishing is finishing !!!

              If you are not married, better to finish buying your house and pay off loan before getting married !!!

              Otherwise you will be finished!

              In the meantime, use your flat as a bachelor pad and go on fishing expeditions

              Or marry a girl earning same amount to live happily.

              r

              Comment

              • #67

                #67

                Re : Indirapuram, Ghaziabad

                Originally posted by roby007 View Post
                Or marry a girl earning same amount to live happily.

                r
                Buddy, times have changed. Girls have the upper hand now.

                You need to have own flat and MNC job before any girl will agree to marry you.

                If not MNC job, then own swanky shop rented out on good amount.
                Venky (Please read watch a or before posting)

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                • #68

                  #68

                  Re : Indirapuram, Ghaziabad

                  Originally posted by Venkytalks View Post
                  Buddy, times have changed. Girls have the upper hand now.

                  You need to have own flat and MNC job before any girl will agree to marry you.

                  If not MNC job, then own swanky shop rented out on good amount.
                  very true times have really changed like tht mate.

                  Comment

                  • #69

                    #69

                    Re : Indirapuram, Ghaziabad

                    Originally posted by Venkytalks View Post
                    Buddy, times have changed. Girls have the upper hand now.

                    You need to have own flat and MNC job before any girl will agree to marry you.

                    If not MNC job, then own swanky shop rented out on good amount.
                    80 k = mnc job?
                    40 k emi = flat

                    If owning to flat means full repayment of emi then they will be getting 40 plus guy.

                    r
                    Last edited by roby007; April 25 2010, 08:49 AM.

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                    • #70

                      #70

                      Re : Indirapuram, Ghaziabad

                      Originally posted by roby007 View Post
                      If owning to flat means full repayment of emi then they will be getting 40 plus guy.

                      r
                      Times have changed, they will have BF until Mr. Right at 40+ comes along with MNC job and flat
                      Venky (Please read watch a or before posting)

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