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ATS Kocoon, ATS, Sector 109, Gurgaon

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ATS Kocoon, ATS, Sector 109, Gurgaon

Last updated: May 27 2019
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  • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

    Originally posted by beowulf View Post
    Make sure that the rate they are offering you is linked to their Base PLR(Prime Lending Rate). PLR-x%. & try to bargain on x. If there are 8-10 people applying together, they should give a further discount of 0.5%.
    Yes, 10.75% is decent. Axis Bank is offering 10.5%, PNB is offering 10.75%. I'm trying to push PNB for 10.5%... lets see.
    And finally, try to avoid private banks for home loans(even if they are offering at lower rates). I have seen lots of people suffer in the long run.
    Regards
    Hi,
    Just for your info, I had finalized my loan from HDFC for a unitech property. They have offered a rate of 10.75% & yes I did negotiated on processing fee too.
    "Don't let the noise of others' opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition."

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    • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

      Pls can u share
      PREPAYMENT PENALTY
      INTEREST AND PRINCIPAL DISTRIBUTION IN INSTALLEMENTS
      Nothing Surprises Me

      Comment


      • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

        VB sir aap kyo loan ki tension lete ho - aapne to DP pain liya hain

        Originally posted by vb2309 View Post
        Pls can u share
        PREPAYMENT PENALTY
        INTEREST AND PRINCIPAL DISTRIBUTION IN INSTALLEMENTS

        Comment


        • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

          VB,
          There is no Pre-payment penalty. & EMI for 20L loan for 20 years will be around 20K per month. You can use this emi calculator:
          http://www.shivament.com/loan-amorti...calculator.xls

          Amit001 sir, I too have taken in DP, but was 20L short during pre-launch in Sept, and ATS had agreed in goodwill to accept the balance amount after bank loans were approved.

          Regards

          Comment


          • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

            Originally posted by vb2309 View Post
            Pls can u share
            PREPAYMENT PENALTY
            INTEREST AND PRINCIPAL DISTRIBUTION IN INSTALLEMENTS
            No pre payment penalty if you have funds in your account i.e. your own funds. If not they will charge some one time charges as closure charges on the outstanding amount.
            I am not sure, may be 2% or so
            "Don't let the noise of others' opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition."

            Comment


            • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

              You also have option to pay ONLY the interest or EMI, as you wish.
              "Don't let the noise of others' opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition."

              Comment


              • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

                Originally posted by amit001 View Post
                VB sir aap kyo loan ki tension lete ho - aapne to DP pain liya hain
                Just finding the "cost" of money.
                Nothing Surprises Me

                Comment


                • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

                  Yes VB cud be a good idea to take loan on this project and invets in CLP somewhere else

                  Comment


                  • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

                    Originally posted by amit001 View Post
                    Yes VB cud be a good idea to take loan on this project and invets in CLP somewhere else
                    Too late to take a loan on this project bro
                    Also 10 per cent is too high
                    Nothing Surprises Me

                    Comment


                    • Re : ATS Kocoon, ATS, Sector 109, Gurgaon

                      Post from Chintels thread

                      Originally posted by harpreetsg_delhi
                      जहाजगढ़ रोड का निर्माण शुरू
                      28 Jan 2012, 0400 hrs IST
                      आर्टिकल


                      एनबीटी न्यूज॥ गुड़गांव : न्यू पालम विहार के फेस-2 स्थित पुलिस चेक पोस्ट से जहाजगढ़ गांव तक शुक्रवार सुबह सड़क निर्माण शुरू कर दिया गया। इसका उद्घाटन न्यू पालम विहार की रेजिडेंट वेलफेयर असोसिएशन के प्रेजिडेंट और नगर निगम के पार्षद ऋषिराज राणा ने नारियल फोड़कर किया। सड़क के निर्माण पर 70 लाख रुपये का खर्च आएगा। इस रोड का निर्माण चिंटल और एटीएस ग्रुप कर रहे हैं। इस रोड की चौड़ाई 40 फीट है। रोड के निर्माण से न्यू पालम विहार के अलावा आस-पास लगते गांवों को फायदा पहुंचेगा
                      Post from Chintels thread.
                      Nothing Surprises Me

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