Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

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April 7 2012, 11:51 PM
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skumar008

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Join Date: Apr 2012

Posts: 6
#1

Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 7 2012, 11:51 PM

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I HAVE ZERO KNOWLEDGE PLEASE REPLY WHAT I WILL DO NOW…
I had brought one 3 BHK from UNITECH VISTA PHASE-II Nov’2010 purely end use purpose so that time I chose down payment plan (that time I have zero knowledge) .
That time rate was 4700 psf I got 9% DP Discount + 2% dealer discount …
So I got around DP plan 4300 including EDC IDC….

In that time I have 15 lac cash + one property in delhi that’s cost around 35 lac…
So I booked vista 15lac cash + 55 lac loan with 50k emi…
That time I thought I will get flat after 3 or 3.5 year… (That time I don’t know how real state and unitech works) I thought when I will get flat I will sell out my delhi property ( I have one property around 35 lac ) and settle my loan and feel free…
But nothing is going to happen…
It’s around 1.5 year I paid around 8.5 lac EMI … NO sign of construction going to start… don’t know how much it will take.. My all plans are shatter …
What I will do… I am totally confuse… because no one buy in market 4300 + 8.5 LAC EMI = 4900 (DP plan)
Please help all members what I will do..
Wait for so many years or sell out in loss and buy any other property….
I am losing money every month…
I have done 2 big mistakes UNITECH + DP…..
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April 8 2012, 12:13 AM
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manu813

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Posts: 1976
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Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 12:13 AM

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I would suggest try to hold on till the time your property appreciates to a level where you make some profit..Under-construction properties are risky proposition with any builder nowadays in absence of RE-Regulator.. I am afraid you have to live with it and wait patiently for appreciation to happen for your property...

Best Wishes..

Originally posted by skumar008 View Post

I HAVE ZERO KNOWLEDGE PLEASE REPLY WHAT I WILL DO NOW…
I had brought one 3 BHK from UNITECH VISTA PHASE-II Nov’2010 purely end use purpose so that time I chose down payment plan (that time I have zero knowledge) .
That time rate was 4700 psf I got 9% DP Discount + 2% dealer discount …
So I got around DP plan 4300 including EDC IDC….

In that time I have 15 lac cash + one property in delhi that’s cost around 35 lac…
So I booked vista 15lac cash + 55 lac loan with 50k emi…
That time I thought I will get flat after 3 or 3.5 year… (That time I don’t know how real state and unitech works) I thought when I will get flat I will sell out my delhi property ( I have one property around 35 lac ) and settle my loan and feel free…
But nothing is going to happen…
It’s around 1.5 year I paid around 8.5 lac EMI … NO sign of construction going to start… don’t know how much it will take.. My all plans are shatter …
What I will do… I am totally confuse… because no one buy in market 4300 + 8.5 LAC EMI = 4900 (DP plan)
Please help all members what I will do..
Wait for so many years or sell out in loss and buy any other property….
I am losing money every month…
I have done 2 big mistakes UNITECH + DP…..
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April 8 2012, 12:20 AM

Average Joe

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Join Date: Mar 2012
Posts: 167

Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 12:20 AM

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  string(1004) "Let me try and comfort you first. There are more than 10000 people invested in Unitech's property and are sailing in the same boat due to various reasons (not taken possession/constructed but not delivered,not started construction,construction in snail pace,litigation, poor quality than promised) So you are not alone. Chill. Only the difference is the impact is higher in your case since u have booked for end use.
Pl continue to pay EMI for next 2 yrs if your financial position permits you, as this is Vista is an excellent location and there is a room for a decent capital appreciation in long run.
Other wise sound all brokers/friends/forums your intentions of selling this unit. 
I am sure u will have a buyer at least for the same price if not loss. As they say" One man's meat is other man's poison" So your poison might look yum meat to other investor. Dont be panic.
You made two mistakes (Unitech+DP) The only advantage of Investing in Unitech is you will get a good location. Location sells."
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Let me try and comfort you first. There are more than 10000 people invested in Unitech's property and are sailing in the same boat due to various reasons (not taken possession/constructed but not delivered,not started construction,construction in snail pace,litigation, poor quality than promised) So you are not alone. Chill. Only the difference is the impact is higher in your case since u have booked for end use.
Pl continue to pay EMI for next 2 yrs if your financial position permits you, as this is Vista is an excellent location and there is a room for a decent capital appreciation in long run.
Other wise sound all brokers/friends/forums your intentions of selling this unit.
I am sure u will have a buyer at least for the same price if not loss. As they say" One man's meat is other man's poison" So your poison might look yum meat to other investor. Dont be panic.
You made two mistakes (Unitech+DP) The only advantage of Investing in Unitech is you will get a good location. Location sells.

Last edited April 8 2012, 12:27 AM.

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April 8 2012, 12:28 AM

amit.bhalla

Veteran Member

Join Date: Dec 2010
Posts: 2723

Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 12:28 AM

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  string(431) "I second that thought  , Please calm yourself dowwn at the end of the day , If you keep the property , you will get out of it in profit only , just give it some time , Vista will appreciate to 5200-5500- levels  pretty soon , So Hold on tight and you will be a happy man , Even if this scenario doesnt happen soon enough , Just Bear the brunt and take it as a lesson for life .........After all its just money , Not your life ....."
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I second that thought , Please calm yourself dowwn at the end of the day , If you keep the property , you will get out of it in profit only , just give it some time , Vista will appreciate to 5200-5500- levels pretty soon , So Hold on tight and you will be a happy man , Even if this scenario doesnt happen soon enough , Just Bear the brunt and take it as a lesson for life .........After all its just money , Not your life .....

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April 8 2012, 01:30 AM

St_Anger

Veteran Member

Join Date: May 2011
Posts: 1593

Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 01:30 AM

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Well said bhalla jee!! :D 
Par its easier to preach than to practice. Desi mein kahun to 
"Kehna aasan, okha kar ke vekhana". 
Vista surely will appreciate one day but it will go to 5200-5500 levels pretty soon, doesnt seem likely with the mess unitech is in. If the company doesnt pull up its socks soon enough, I see Vista going to sub 4000 levels than those mentioned by you. 
 
But yeah, I subscibe to the advise given by you. In such a scenario, its better for Kumarjee to keep paying his EMI instead of trying to book losses. If the EMI is becoming unbearable for him only than he should think about selling it off. 
Unitech has weathered off many-a-storms and will, hopefully, manage to come out of this one as well and on that sweet day,Vista will be an excellent end use preposition."
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Originally posted by amit.bhalla View Post

Well said bhalla jee!!

Par its easier to preach than to practice. Desi mein kahun to
"Kehna aasan, okha kar ke vekhana".
Vista surely will appreciate one day but it will go to 5200-5500 levels pretty soon, doesnt seem likely with the mess unitech is in. If the company doesnt pull up its socks soon enough, I see Vista going to sub 4000 levels than those mentioned by you.

But yeah, I subscibe to the advise given by you. In such a scenario, its better for Kumarjee to keep paying his EMI instead of trying to book losses. If the EMI is becoming unbearable for him only than he should think about selling it off.
Unitech has weathered off many-a-storms and will, hopefully, manage to come out of this one as well and on that sweet day,Vista will be an excellent end use preposition.

sigpicWe are the ones who wanna choose..Always wanna play ..but we never wanna loose!!!

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April 8 2012, 01:37 AM

St_Anger

Veteran Member

Join Date: May 2011
Posts: 1593

Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 01:37 AM

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  string(521) "Rajat jee!!
 
Yeh to market ki neeyat hai.. Unitech right now a is a synonym for party for the bears right now and mauka milega to chauka maarne waale to kadam kadam pe milenge. 

Resale rates being officially quoted are around 4700--4800 for vista and 4500 for sunbreeze, although, I have got calls for distress deals at around 4100 for sunbreeze and 4300 for vista. But, right now:-
 
1) I am already in the middle of a resale deal. Dont have the money.
2) Sach poocho to mujhe unitech se dar lag raha hai.:(:(:("
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Rajat jee!!

Yeh to market ki neeyat hai.. Unitech right now a is a synonym for party for the bears right now and mauka milega to chauka maarne waale to kadam kadam pe milenge.

Resale rates being officially quoted are around 4700--4800 for vista and 4500 for sunbreeze, although, I have got calls for distress deals at around 4100 for sunbreeze and 4300 for vista. But, right now:-

1) I am already in the middle of a resale deal. Dont have the money.
2) Sach poocho to mujhe unitech se dar lag raha hai.

Last edited April 9 2012, 12:38 PM.

sigpicWe are the ones who wanna choose..Always wanna play ..but we never wanna loose!!!

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April 8 2012, 01:57 AM

skumar008

New Member

Join Date: Apr 2012
Posts: 6

Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 01:57 AM

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[SIZE=3]For  quick reply and giving me motivation&#8230;[/SIZE]
[SIZE=3]Any idea when i will expect for possession &#8230; I think it will take 5 years more&#8230;[/SIZE]
[SIZE=3]So  4300+2500 (EMI 55000 x 72)=6800 [/SIZE]
[SIZE=3]Can I expect VISTA WILL GO 7500+ AFTER 5 YEARS&#8230;..[/SIZE]
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THANKS manu813, average joe, amit.bhalla and st anger
For quick reply and giving me motivation…
Any idea when i will expect for possession … I think it will take 5 years more…
So 4300+2500 (EMI 55000 x 72)=6800
Can I expect VISTA WILL GO 7500+ AFTER 5 YEARS…..

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#8

April 8 2012, 02:03 AM
no_permission_to_view_user_infractions
ThePunjabi

Join Date: Mar 2011

Posts: 0
#8

Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 02:03 AM

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Originally posted by skumar008 View Post

I HAVE ZERO KNOWLEDGE PLEASE REPLY WHAT I WILL DO NOW…
I had brought one 3 BHK from UNITECH VISTA PHASE-II Nov’2010 purely end use purpose so that time I chose down payment plan (that time I have zero knowledge) .
That time rate was 4700 psf I got 9% DP Discount + 2% dealer discount …
So I got around DP plan 4300 including EDC IDC….

In that time I have 15 lac cash + one property in delhi that’s cost around 35 lac…
So I booked vista 15lac cash + 55 lac loan with 50k emi…
That time I thought I will get flat after 3 or 3.5 year… (That time I don’t know how real state and unitech works) I thought when I will get flat I will sell out my delhi property ( I have one property around 35 lac ) and settle my loan and feel free…
But nothing is going to happen…
It’s around 1.5 year I paid around 8.5 lac EMI … NO sign of construction going to start… don’t know how much it will take.. My all plans are shatter …
What I will do… I am totally confuse… because no one buy in market 4300 + 8.5 LAC EMI = 4900 (DP plan)
Please help all members what I will do..
Wait for so many years or sell out in loss and buy any other property….
I am losing money every month…
I have done 2 big mistakes UNITECH + DP…..

Unitech's projects launched in 2006 are at least 2 years or so away from possession. Then they have to complete projects launched in 2007, 2008....So, you have to be prepared to pay EMIs for at least next 5-6 years before you can even think about possession as an end user. I'm sorry to say but this is the price that you have to pay for trusting a builder and buying on DP without checking the status of old projects of this builder.

If you ever reach near break-even point on your investment, then exit without thinking twice but I don't believe that you will find a buyer in near future unless you are ready to sell at loss.
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April 8 2012, 02:33 AM

skumar008

New Member

Join Date: Apr 2012
Posts: 6

Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 02:33 AM

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[FONT=Calibri][SIZE=3][COLOR=#000000]Nov 2010 it 4000 (DP)  -- year 1[/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000]NOW April 2012 4000+576=4576 -- year 2[/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000]April 2013 4576+432=5008  -- year 3[/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000]April  2014 5008+432=5440  -- year 4[/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000]April 2015 5440+432=5872  -- year 5[/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000]April 2016 5872+432=6304  -- year 6[/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000]April 2017 6304+432=6736  -- year 7[/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000]April 2018 6736+432=7160  -- year 8[/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000] [/COLOR][/SIZE][/FONT]
[FONT=Calibri][SIZE=3][COLOR=#000000] [/COLOR][/SIZE][/FONT]
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When you guys think I will reach at break-even-point because every month I am adding 36 rupee psf in my bsp…
Nov 2010 it 4000 (DP) -- year 1
NOW April 2012 4000+576=4576 -- year 2
April 2013 4576+432=5008 -- year 3
April 2014 5008+432=5440 -- year 4
April 2015 5440+432=5872 -- year 5
April 2016 5872+432=6304 -- year 6
April 2017 6304+432=6736 -- year 7
April 2018 6736+432=7160 -- year 8

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#10

April 8 2012, 03:20 AM
no_permission_to_view_user_infractions
St_Anger

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Join Date: May 2011

Posts: 1593
#10

Re : Unitech Vista 3, Unitech Group, Sector 70, Gurgaon

April 8 2012, 03:20 AM

var_dump: $conversation

Originally posted by skumar008 View Post

When you guys think I will reach at break-even-point because every month I am adding 36 rupee psf in my bsp…
Nov 2010 it 4000 (DP) -- year 1
NOW April 2012 4000+576=4576 -- year 2
April 2013 4576+432=5008 -- year 3
April 2014 5008+432=5440 -- year 4
April 2015 5440+432=5872 -- year 5
April 2016 5872+432=6304 -- year 6
April 2017 6304+432=6736 -- year 7
April 2018 6736+432=7160 -- year 8

Kumarjee!!!

What is completion date as per builder??What is the delay by builder clause in the BBA?
Why dont you sue him for damages after the date is over??

sigpicWe are the ones who wanna choose..Always wanna play ..but we never wanna loose!!!
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