Suppose one holds a flat in NCR region worth 65 lacs (40 self + 25 loan).

This person has no other property but has a good salary job, he thinks 65 lacs flat is a blocked money if he himself stays in that flat, its better to sell this flat and buy another one of low cost.

His view : Sell this flat, return 25 loan & out of 40 lacs buy other flat worth 35 lacs (25 self + 15 lacs loan). Keep 15 lacs in FD's.

Members, please share your views what could be the best options to go with

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