What are the reasons accepted by income tax department for not living in a house in the same city where a person is working for the purpose of claiming HRA and Tax saving on Interest repayment of home loan both ?
a. Is there any minimum distance of office to the house so that the person can claim, he/she can't travel say 15 KMs every day for work ? b. Can you say that my parents live in that house and hence I can't live in it so claim both ? c. Any other reason like Phobia of Height, personal preference, Area deemed unsafe, construction happening near by so a lot of dust so not good for health, Children's school/play school etc, which might be accepted ?
Please ask if I am not able to explain the problem completely !!