Do we get the same rates as home loan (for buying new home) when we take a loan against self owned clear title property?

Or are the rates higher - if higher, then how much higher?

Are rates of loan against property lower than a car loan or an education loan?

How much of an appraised value for a flat can be taken as a loan - or do they only give you the purchase BSP price for it?

How easy and quick is a loan against property if one is in sudden need of cash?

Can loan against property be a better option than selling the property? Or does it make better sense to just sell it off and not spend money on EMI and interest?

Would like all your opinions please.
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