Announcement

Collapse
No announcement yet.

Home Loan : Most Preferred Banks

Collapse
X
Collapse

Home Loan : Most Preferred Banks

Last updated: May 25 2016
32 | Posts
9926 | Views
  • Time
  • Show
Clear All
new posts

  • Home Loan : Most Preferred Banks

    Hi All,

    Recently i have booked a flat in pune and planning to take loan from a bank.
    Which bank would you prefer as per current market conditions and current rates.
    I am looking for loan amount around 30L.

    Experts please suggest...

    Nitin
  • #2

    #2

    Re : Home Loan : Most Preferred Banks

    HDFC bank is the best. Quick approval, great processes, great after sales service, professional sales staff.
    LIC Housing Finance has lesser documentation requirements, but very bad after sales service, i.e. when you are paying your EMIs, you have to run around a lot for any small detail, like a sarkari office.

    Havent experienced any other banks.
    Tip: Try contacting one of the big cooperative banks, you will be surprised at their personal attention and professional service.

    Comment

    • #3

      #3

      Re : Home Loan : Most Preferred Banks

      Which bank is good for Home loan

      The one bank which gives you money and never asks it back

      Rohit

      Comment

      • #4

        #4

        Re : Home Loan : Most Preferred Banks

        I would say go for LIC they offering better rates and also giving option to fix the interest rate for 5 years...not to forget u might have to run around for few things but it's worth it.

        Comment

        • #5

          #5

          Re : Home Loan : Most Preferred Banks

          choos beetween HDFC or Axis ....benifit of aXIS Is no charges if you dump in advance some of ur loan amount

          Comment

          • #6

            #6

            Re : Home Loan : Most Preferred Banks

            Lic is worst

            Hi,
            My suggestion is never go for LIC or if you are going for Lic housing be prepared for endless trips to there office. Even for small small things like knowing your loan acc number ,emi date etc, you have to go hundred times to there office. In office only one, two people can answer all your queries, so be prepared for atleast 4 hours wait.

            This was my experience. Hope others have better exp than me.

            Comment

            • #7

              #7

              Re : Home Loan : Most Preferred Banks

              SBI, I believe is the best but it still carries the hangover of Sarkari culture. Else in private sector, HDFC is the best. I am having loan from HDFC and their serivice is good.

              Comment

              • #8

                #8

                Re : Home Loan : Most Preferred Banks

                Prefer SBI in case u want to go with non private banks...in case of private i have gone with Axis so suggest to go with that...I had loan from HDFC also..only problem was they had diff interesr rates for old and new customers...which is not with Axis..also no prepayment charges with Axis...Avoid ICICI and non banking financial Institutions.

                Comment

                • #9

                  #9

                  Re : Home Loan : Most Preferred Banks

                  can any one tell about india bulls home loan?

                  Comment

                  • #10

                    #10

                    Re : Home Loan : Most Preferred Banks

                    Home loan

                    How is AXIS bank especially service after disbursement ??

                    Comment

                    Have any questions or thoughts about this?
                    Working...
                    X