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Many MF schemes are doing well.So if your scheme is doing well and you wish to exit now it may be a good idea.Which is the scheme?Many people including me have exited MF schemes taking advantage of highs in NAV currently.
How much will your emi reduce by prepaying 2 lakhs is also to be seen.?Many people are shifting home loans to SBI and it may be worthwhile for you also.Go to any website which works out EMI,total payments and compare.CommentQuote0Flag