Sort by :
Filter by :
- Thanks for sharing your experience with ICICI Bank. The more people complain in public forums like the better the chance that banks will start listening to as future clients (like me) will take notice and not go to ICICI Bank.
I am a NRI and always did not like ICICI Bank as a banker becasue they think they are too big and can treat normal customers without respect and only deal with the HNI and more profitable customers.
I work with a bank myself and can understand the frustration of customers but given that I live overseas I dont have to face the same hassles of going to the branch and deal with the agrressive staff there.
However I am looking at a home loan at the moment and for me service is critical as I do not live in India and hence cannot visit the branch. I dont mind paying 10bp more on the loan but service is PARAMOUNT for me.CommentQuote0Flag
- Wonder why do people even consider ICICI for loans.. they have the highest interest rates and a non existent service. Not to mention the most subversive loan contracts!CommentQuote0Flag
- Truly said, At the first look when you observe ICICI bank, it seems like they are only doing business. But when you talk about real situation like getting loans and especially when you are an average person. They will eat every bite of your bread and butter.
For them every customer is a bottle full of water and they have straws to drink all the water from it. They don't follow SIMPLE BUSINESS and MUTUAL GAINS. Absorb....CommentQuote0Flag
- Hi all,
Thanks for your feedback. Which bank do you suggest for home loans?CommentQuote0Flag
- Bank of Baroda
My experience have really been wonderful, application can be made online and they have now global presence. Localized approach, yes you need patience a bit !CommentQuote0Flag
- Originally Posted by avinashtBank of Baroda
My experience have really been wonderful, application can be made online and they have now global presence. Localized approach, yes you need patience a bit !
I have also heard very good things on Bank of Baroda.
I had interactions with BOB sales executives. It is very pleasant. They don't oversell the loan and don't bend the rules.
They ultimately shot down my request for a inflated loan .
"Sir, even though the salary amount is high, we still have to consider your lifestyle for calculating the eligibility. We don't want the customer to get pinched for paying EMIs"