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- Hi Saurabh..
Most of the banks would have this option but their executives never sell that.. I had same plans while I applied for home loans with ICICI in August this year but was bluntly refused that they offer anything similar and I was sanctioned loan amount based on Pre EMI interest.. Luckily while browsing I came across a link on ICICI website which was exactly what I was asking for and forced them to change my sanction letter, as disbursal had not happened so far.. Though I have my loa sanctioned from ICICI, I would suggest you to visit some govt bank. SBI tops the list of favorite banks when it comes to home loan.
Check out these links
Home Loan | Online Home Loans | ICICI Bank Home Loans | Home Loan Plans | ICICI Bank India
- Yes, correct hitendra..same happens with me, most of the Agents are not aware of this. And when I directly inquired banks , I got following feedback :
SBI : no such option
LIC : AvailableCommentQuote0Flag
- got one more link but no replies for that :
Home Loan queries – SBI or LIC HF, Full EMI or EMI for disbursed amount – which is better? | Let Me QuestCommentQuote0Flag