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- On home loan insurance
Yes, you must insure your home loan as you will never want that your family members bear the brunt of your financial liabilities in case you face any mishaps.
Appreciably, most of the good HFCs are providing insurance cover along with the loan (on payment of insurance premium of course!!!).
But if you have suitably covered yourself with a life insurance policy, the beneficiary can always the pay off the loan derived from the same (in case of loss of life). Thus there won;t be any need of taking separate policy for home loan cover...!CommentQuote0Flag