My father has applied for home loan from state bank of patiala last month.
I am also a part of this loan , as my father was not eligible for that amount.

I shall be very thankful if give some info on below Qs :-

1 ) i saw on , interest rate is 9.00% (3.25% below BPLR) floating
what is BPLR and how it will affect interest rate ?

2) can i get the income tax rebate in this scenario ?

3) how i can calculate monthly EMI ( any tool )?

Thanks in advance.
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