Hi Friends,
I lived outside of India for last 4 years and returned back for good on January 2014.
I am planning to buy a house in Bangalore. My Doubts are below

1. Since i lived abroad , my income in india was very less and never needed to pay tax. However i have form 16 and ITR for all the years (NIL Return). WIll giving this form 16s for loan processing hurt my loan.amount eligibility

2. I have got only 2 Months full salary in India now. Before that i used to get only basic amount of the salary credited in my account. I am giving employment certificate from my employer and payslips, however my last 6 months account statement will have less amount credited for Months before december. Will this hurt my loan amount eligibility

Please advise
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