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- SBI has not changed much. They are still offering fixed/floating teaser rates of
year 1: 8 fixed
year 2: 9 fixed
year 3: 9 fixed
year 4 onwards: floating
LIC is offering 8.96 (wierd) fixed for 3 years and floating there after.
My recommendation - go for these two.
If you are looking at a HL for 10 years or less, many banks are still offering fixed schemes.
I would recommend you stay away from private sector if possible. unless you want quick processing.CommentQuote0Flag