Search Options
IREF® - Indian Real Estate Forum > Real Estate Open House > Home Loans in India > Best home loan provider
LinkBack Thread Tools Search this Thread
Old October 27 2012, 02:56 PM   #11
New Member
Join Date: Oct 2012
Posts: 1
Likes Received: 0
Likes Given: 0

im looking for a private loan, but i know there are lot of cheats around the genuine who take upfront charges and later they vanish in the air, let me know if anyone has come across genuine loan providers
Old November 2 2012, 09:20 AM   #12
JumboHulk's Avatar
Join Date: Jan 2012
Location: Pune
Posts: 170
Likes Received: 21
Likes Given: 242
My Mood: Breezy

How much home Loan do banks approve for Resale flats? If the property is less than 5 years old and in second scenario if property is 5-10 years old.
Old January 3 2013, 05:37 PM   #13
New Member
Join Date: Nov 2012
Location: Mumbai
Posts: 11
Likes Received: 1
Likes Given: 0
My Mood: Cheerful

As from my opinion HDFC is best for home loans. As one of my friend is facing problem for loan of 40 lakh. At that time finally HDFC is ready for home loan. Also my experience with HDFC is also good.
Old February 9 2013, 04:18 PM   #14
New Member
Join Date: Feb 2013
Location: Noida
Posts: 15
Likes Received: 3
Likes Given: 0
My Mood: Relaxed

Originally Posted by vyerth View Post
I am looking for 25 Lakh rupees home loan for 20 years period.

wondering which bank would be good to deal with in terms of interest and services.

I bank with IDBI so I have asked IDBI to provide me for their offer. An agency is offering me competetive interest rate (10.50 %) from HDFC and ICICI.

Please guide.
According to my experience HDFC is better option
Old February 26 2013, 06:03 PM   #15
Join Date: Jan 2012
Location: Gr Noida
Posts: 240
Likes Received: 75
Likes Given: 17

Originally Posted by easyhomeloan View Post
Home Loan Interest Rates are the main factors to consider before availing the housing loan. When you secure the lowest Home Loan Interest Rates, it reduces the overall cost of housing loan and minimizes monthly payments. Home buyers should consider various factors, like interest rates, fees and terms, to procure the best home loan.

There are many banks which provides great deals for home loans such as Axis Bank, PNB, Standard Charter, IndiaBulls, Reliance.

Moreover, for comparison, the Home Loan interest rates of different banks are given below:

Axis Bank- Floating Rate: 10.75% p.a. to 12% p.a.
Fixed Rate: 11.75%

PNB- 10.25%

IDBI- Floating Rate: 10.25% to 10.50%
Fixed Rate: 11.25%

IndiaBulls- Risk Class-I: 10.25% to 11.50%
Risk Class-II: 10.50 to 12.00%
Risk Class –III: 13.00%

Reliance- 12.25% p.a. to 13.25%
For 25 lac,

Indiabulls rate : 10.15%
HDFC : 10.15%
SBI : 9.95%

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Join IREF Now!    
Related Threads
Which Is Better In Terms of Home Loans, HDFC / LIC?
Pre-sanctioned Home Loan and Personal Loan
Home Loan or any other Loan: How (Bank) Agents can cheat you
advice needed to change co-owner of home without affecting home loan
Home Loan-rebate on interest component for loan more than 3 years old

home, loan, provider