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how can we shift/change our home loan from LIC to SBI
October 31 2012 , 07:03 PM   #1
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how can we shift/change our home loan from LIC to SBI

i have taken a home loan from LICHFL now, i want to sift this loan to sbi . is it possible . if yes, what the process ?
October 31 2012 , 07:55 PM   #2
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check with SBI, they will let you know the process better.
With SBI, few things will also depend on you bank manager(s)....
SBI is usually more concerned with legalities and financial capabilities as well... They might require guarantor where as other banks usually do not ask for one...

BTW, if u get to know then do let me know as well...
November 1 2012 , 01:47 PM   #3
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It wil depend what is property type? SBI surely is good option and presently they are giving best deal for balance transfer.
November 12 2012 , 09:36 AM   #4
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RBI guideline for pre-payment charges

What is the RBI guideline in terms of pre-payment charges in case of loan transfer? Does HDFC/LICHF follow it?
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