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Should one invest in Sonipat/Kundli at prevalent rates?
May 24 2012 , 10:53 AM   #151

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Old man saying " agar paisa ho toh teen cheezein zaroor lelo beta (zameen (land) , iLm (education), kala (art) )". Yeh teeno cheezein koi ni cheen sakta aur humesha insan ke bure waqt mein kaam aati hain , aage bhi badhati hain yahi teen cheezein.
There is no comparision between FD and property of kundli or ina broader way whole RE . As u get tax benfits every year if you buy a home you can get a joint loan sanctioned with you and your wife name you both will get tax benefits 3 lakh per person (i.e 6 lakhs per year). If you combined income is say 15 lakhs then investing in RE and getting tax benefit can save 2 lakh tax . And also there is no long term capital gain if you reinvest the whole amount into buying some other property or buy govt bonds (limit upto 50 lakhs) .
# while in the other hand if your annual combined income is 15 alkh and say you set aside 6 lakh for FD then remember you first have to pay tax on that 6 lacs that amount approx 2lacs . So your are left with only 4 lacs approx and also then you have to pay tax on interest you earn over the time so the 10% interest that you are earning in a FD is actually 7% after tax .
(keeping in mind everyone here do work legally as according to Mr. Bullish) .
And your comments are welcomed onto this now what you will say ?
May 24 2012 , 02:48 PM   #152

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Ok ajay bhai !. As i said he should first pay 10 lakh wealth tax per month. and as i told you already here builders like jindal are not excepting a single penny of blackk money and and all the payment that will go to them is in white .
May 24 2012 , 03:42 PM   #153
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May 25 2012 , 01:09 PM   #154
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Arey saurabh bhai maine abhi dekha aapka moderator tag... mubarak ho ... added responsibility....ab to aap RNE ke alawa sab jagah mil jaogey...
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May 25 2012 , 01:12 PM   #155
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Quote:
Originally Posted by purple
Old man saying " agar paisa ho toh teen cheezein zaroor lelo beta (zameen (land) , iLm (education), kala (art) )". Yeh teeno cheezein koi ni cheen sakta aur humesha insan ke bure waqt mein kaam aati hain , aage bhi badhati hain yahi teen cheezein.
There is no comparision between FD and property of kundli or ina broader way whole RE . As u get tax benfits every year if you buy a home you can get a joint loan sanctioned with you and your wife name you both will get tax benefits 3 lakh per person (i.e 6 lakhs per year). If you combined income is say 15 lakhs then investing in RE and getting tax benefit can save 2 lakh tax . And also there is no long term capital gain if you reinvest the whole amount into buying some other property or buy govt bonds (limit upto 50 lakhs) .
# while in the other hand if your annual combined income is 15 alkh and say you set aside 6 lakh for FD then remember you first have to pay tax on that 6 lacs that amount approx 2lacs . So your are left with only 4 lacs approx and also then you have to pay tax on interest you earn over the time so the 10% interest that you are earning in a FD is actually 7% after tax .
(keeping in mind everyone here do work legally as according to Mr. Bullish) .
And your comments are welcomed onto this now what you will say ?

joint loan sanctioned with you and your wife name you both will get tax benefits 3 lakh per person


WRONG...limit is 1.5 per individual and hence 3L total for a couple.

DONT FORGET...if you are claiming the tax exemption on home loan...YOU WON'T GET HRA TAX BENEFIT. and combined HRA of couple is bound to be more than 3LPA. Now calculate you get tax benefit or actually loose tax benefit if you buy a home.

Note:
1. you can claim home loan tax benefit as well as HRA benefit if your city of work and city of property are different.
2. you can claim home loan tax benefit only after u have taken the possession.

3.There is a loop hole in point 1.
May 25 2012 , 01:29 PM   #156
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Quote:
Originally Posted by Mr bullish
Jai bhai, isko aur iske saathi ko phenkne ki aadat hai, I don't read wat they write as I already know it is going to be malacious, malafide, motivated and wrong:bab
dont be personal bhai...respect others and continue your march.

coz..
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May 25 2012 , 01:38 PM   #157
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May 25 2012 , 01:43 PM   #158
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kya baat, kya baat Jai bhai, I talk about corrupt ppl in general and they take it personal, I talk about returns in flats not being better than that of FDI in last 7 years and they take it personal, I tell them I am not bothered about Plots as no ordinary investor looking for end-use wud want to enter at such high prices and that too when most of the money is to be paid in Black, they take it personal.
What to do when they claim to represent the entire Kundli belt? I myself said I liked this place a lot when even the major A/B/C blks of TDI and Ansals was quoting around 10000/yard 5 years back but it doesn't make sense to me to enter them at 40-50k looking at the development which is yet to play catch-up. Tell me wat's wrong it is to say that. They themselves pick a word from a statement and then frame a Sentence of their own.
Perhaps they like to have the Last Word which is not necessarily Right.
May 25 2012 , 02:10 PM   #159
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As an independent point of view, example of personal attacks were like:

- "isko aur iske saathi ko phenkne ki aadat hai, I don't read wat they write"
- "threats to notify IT Department for Tax related discussions"
- "broker hai" etc.

Just by changing the tone, the discussion can remain healthy.
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May 25 2012 , 02:13 PM   #160
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Quote:
Originally Posted by ajitanand
As an independent point of view, example of personal attacks were like:

- "isko aur iske saathi ko phenkne ki aadat hai, I don't read wat they write"
- "threats to notify IT Department for Tax related discussions"
- "broker hai" etc.

Just by changing the tone, the discussion can remain healthy.
Wo to hai brother, decorum has to be mantained from both sides otherwise tempers are bound to fly high. Just go to 1st page of this Thread and read wat I started and how the 1st response was made. Tone of the discussion was set from thereon only......
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